Given :
Principal = $39,300,
Rate = 4.5% = 0.045
Time = 6 months = 6/12 year = 0.5 year
Assume simple interest
So,
interest = Principal * rate * time = 39,300 * 0.045 * 0.5 = 884.25
So, the total = Principal + interest = 39,300 + 884.25 = 40,184.25
Rounding the answer to the nearest dollar
So, the total = $40,184
